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3 Reasons to Offer a 401(k)The California Secure Choice Retirement Savings Trust Act requires all employers with five or more employees to offer a retirement savings plan. Failure to comply with this law may result in fines up to $750 per employee and referral to the California Franchise Tax Board for further enforcement action.
The good news is that implementing a 401(k) not only ensures compliance with the law, but can also bring your business numerous advantages and showcase your commitment to your employees’ financial well-being. Here are some of the benefits of offering a 401(k) plan:
Through our partnership with Ubiquity, we can offer
Top 5 Reasons We're the #1 Rated 401(k) Provider to Small Businesses
Ubiquity is the #1 ranked 401(k) provider with the
See what other small business owners say:
1 An evaluation has been conducted by Decimal, Inc. through its research of independent customer reviews on Google, Trustpilot, and the Better Business Bureau as reported by unaffiliated contributors on or before September 30, 2022, with a revaluation date on January 12, 2023, resulting in a better evaluation, for four similar small-business 401(k) providers in the marketplace.
2 Flat fees are charged by Decimal, Inc. for recordkeeping and administrative services. Third-party service providers may assess asset-based fees to customers. Plan Sponsors are advised to review all service agreements with providers (e.g., investment advisors, custodians, broker-dealers) to evaluate total plan costs.